Frequently asked questions
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About Study Mala
Is Study Mala free?
Yes. Your personal plan, checklist, cost calculator and all guides are free. Paid extras (such as expert document reviews) will always be optional and clearly labelled.
Is this immigration advice?
No. We provide general information and planning tools. For advice on your specific case, speak to a licensed professional: an RCIC for Canada or a registered migration agent for Australia. Read the guide →
How do you keep information accurate?
Every rule and guide links to its official source, and every fee and requirement shows the date we last checked it. Rules change often, so always confirm with the official page before you submit.
Where is my data stored?
Your plan and progress are saved to your account, so you can use them on any device. We never sell your data. See our privacy policy for details.
Planning
How early should I start?
Ideally 9–12 months before your intake. That leaves time for English tests, applications, loans, the NOC and visa processing without rushing.
Do I need a consultancy?
No. Every step can be done yourself. If you use one, check their registration and never let them submit anything you haven't read. Read the guide →
Can I study with a gap after +2 or my bachelor's?
Yes, gaps are common. Explain the gap honestly and back it with evidence such as employment letters, payslips or training certificates. Read the guide →
Which is cheaper, Canada or Australia?
It depends on the school and the city. Use the Costs page with your real tuition figure. Remember the official living-cost amount you must show differs between the countries. Read the guide →
Money & documents
What is the NOC and when do I need it?
The No Objection Certificate from Nepal's Ministry of Education lets your bank send tuition and living money abroad. Apply once you have your offer letter. Read the guide →
Can relatives other than my parents sponsor me?
Often yes, but you need to prove the relationship and explain why they are supporting you. Officers look more closely at non-parent sponsors. Read the guide →
Does an education loan count as proof of funds?
Yes, a sanction letter from a recognised bank is commonly accepted, together with the collateral details. Read the guide →
Visa & after arrival
What English score do I need?
Whatever your school requires. For Australia there is also a visa minimum. Your plan shows a typical target for your program level. Read the guide →
I was refused. Can I apply again?
Yes, unless you were banned for misrepresentation. Read the refusal reasons, fix each one with new evidence, and always declare previous refusals. Read the guide →
How many hours can I work?
Both countries limit work during study periods and allow more during breaks. The exact limit is a visa condition that has changed recently, so check our guide and the official page. Read the guide →
Can my spouse come with me?
It depends on the country and your program level, and the rules have tightened recently. Check the official rules before you plan. Read the guide →